Terms of service — review draft
This draft describes the product’s payment flow. The operator’s identity, applicable law and contractual terms still require owner and legal confirmation.
Service and merchant responsibilities
BramaPay provides payment requests, hosted checkout, status tracking and integration notifications. Merchants configure their projects and receiving wallets, protect credentials and decide fulfillment. Customers transfer funds directly to the saved merchant wallet.
Fees and payment exceptions
Service fees are charged to a separate service balance. Billing shows the account’s effective rate; previously issued requests retain their applicable fee rules. Incorrect, partial, extra or late transfers need investigation and do not imply automatic acceptance or refund. Refunds are arranged with the receiving merchant.
Outstanding legal decisions
Operator legal name and address; eligibility and restricted uses; governing law and dispute forum; suspension and termination; outstanding fees and return of unused funded balance; liability and availability terms; merchant refund obligations; formal contact, effective date and change notices must be confirmed before final publication.